ESG-Investing Exam Prep & Real ESG-Investing Exams
ESG-Investing Exam Prep & Real ESG-Investing Exams
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Tags: ESG-Investing Exam Prep, Real ESG-Investing Exams, Test ESG-Investing Assessment, Valid Dumps ESG-Investing Files, ESG-Investing Latest Version
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CFA Institute ESG-Investing Exam Syllabus Topics:
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CFA Institute Certificate in ESG Investing Sample Questions (Q108-Q113):
NEW QUESTION # 108
With respect to ESG engagement for a company that is a going concern, the interests of equity investors and debt investors are most likely.
- A. independent
- B. opposed.
- C. aligned
Answer: C
Explanation:
The interests of equity investors and debt investors in ESG engagement for a company that is a going concern are most likely aligned. Both groups have a vested interest in the long-term sustainability and risk management of the company.
Step-by-Step Explanation:
Shared Interest in Risk Management:
Both equity and debt investors are concerned with the company's ability to manage risks, including ESG risks, which can impact the company's financial stability and long-term viability.
According to the CFA Institute, effective ESG practices can reduce operational and reputational risks, benefiting both equity and debt holders by ensuring more stable returns and reducing the likelihood of financial distress.
Sustainability and Long-term Performance:
Equity investors seek long-term growth and profitability, while debt investors are focused on the company's ability to meet its debt obligations. Strong ESG practices can enhance the company's long-term performance and sustainability, aligning the interests of both groups.
The MSCI ESG Ratings Methodology highlights that companies with good ESG practices tend to have better credit ratings and lower cost of capital, benefiting both equity and debt investors.
Impact on Cost of Capital:
Companies with strong ESG practices often have lower risk profiles, which can lead to lower borrowing costs and better access to capital. This is advantageous for both equity and debt investors.
The CFA Institute notes that ESG factors are increasingly being integrated into credit ratings and risk assessments, further aligning the interests of equity and debt investors in promoting strong ESG practices.
Engagement and Influence:
Both equity and debt investors can engage with companies to encourage better ESG practices. This joint engagement can lead to more comprehensive and effective ESG strategies within the company.
Research shows that coordinated efforts by both types of investors can drive significant improvements in corporate governance, environmental practices, and social responsibility.
Case Studies and Evidence:
Numerous studies and real-world examples demonstrate that companies with strong ESG performance tend to have better financial outcomes, benefiting both equity and debt holders.
For example, companies with robust environmental management practices are less likely to face costly environmental fines and liabilities, which protects the interests of both equity and debt investors.
References:
CFA Institute, "Environmental, Social, and Governance Issues in Investing: A Guide for Investment Professionals." MSCI ESG Ratings Methodology documents, which discuss the alignment of interests between equity and debt investors in the context of ESG risks and opportunities.
NEW QUESTION # 109
Norms-based screening is the largest investment strategy in
- A. the united states
- B. europe
- C. japan
Answer: B
Explanation:
Norms-based screening is the largest investment strategy in Europe. This approach involves screening investments against specific social, environmental, and governance criteria based on international norms and standards. Europe has a strong regulatory and cultural emphasis on responsible investing, which is reflected in the widespread adoption of norms-based screening.
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NEW QUESTION # 110
Which of the following UK Stewardship Code principles is not addressed in the European Fund and Asset Management Association (EFAMA) Code? The principle that institutional investors should:
- A. monitor their investee companies
- B. report periodically on their stewardship and voting activities
- C. have a robust policy on managing conflicts of interest in relation to stewardship
Answer: C
Explanation:
The principle that institutional investors should have a robust policy on managing conflicts of interest in relation to stewardship is not addressed in the European Fund and Asset Management Association (EFAMA) Code.
UK Stewardship Code: This code includes principles that address monitoring investee companies (A), reporting periodically on stewardship and voting activities (B), and having robust policies on managing conflicts of interest in relation to stewardship (C).
EFAMA Code: While the EFAMA Code covers monitoring and reporting on stewardship activities, it does not explicitly address the need for a robust policy on managing conflicts of interest.
CFA ESG Investing Reference:
The CFA Institute's resources on stewardship codes and principles provide a detailed comparison of various stewardship codes globally, including those by the UK and EFAMA. The UK Stewardship Code is noted for its comprehensive approach, including conflict of interest management, which is less emphasized in the EFAMA Code.
NEW QUESTION # 111
If an index excludes companies that earn revenues from gambling, the index is most likely using:
- A. Idiosyncratic exclusions.
- B. Faith-based exclusions.
- C. Conduct-related exclusions.
Answer: C
Explanation:
Conduct-related exclusions (Option C) filter out companies based on unethical or controversial business activities, such as:
Gambling, tobacco, weapons, fossil fuels, and human rights violations.
Used in ESG-focused and socially responsible investing (SRI) indices.
Option A (Faith-based exclusions) are religion-specific (e.g., Islamic finance avoiding alcohol or pork-related businesses).
Option B (Idiosyncratic exclusions) refer to custom exclusions tailored to investor preferences, not general ESG norms.
References:
MSCI ESG Exclusionary Screening Guidelines
S&P Dow Jones Sustainability Index Exclusion Criteria
PRI Guide to Negative Screening
NEW QUESTION # 112
An ESG scorecard is best categorized as:
- A. purely quantitative analysis.
- B. purely qualitative analysis.
- C. a hybrid of qualitative and quantitative analysis.
Answer: C
Explanation:
An ESG scorecard is a hybrid of qualitative and quantitative analysis, incorporating both numerical data (quantitative) and narrative or policy-based evaluations (qualitative) to assess ESG performance. (ESGTextBook[PallasCatFin], Chapter 7, Page 374)
NEW QUESTION # 113
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